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About Paywize
INDIA'S FIRST AI-POWERED FINTECH OS
We're building the financial infrastructure that powers modern India — connecting banks, businesses, and billions of transactions.
Our Journey
THE STORY BEHIND
PAYWIZE
Paywize was founded in 2023 with a bold mission: to transform the fragmented Indian payment ecosystem into a unified, intelligent platform. Our founders saw firsthand how businesses struggled with disconnected banking systems, opaque routing logic, and unreliable payment rails.
What started as a simple API layer between banks and merchants has evolved into India's first AI-powered Fintech OS — a comprehensive platform that handles payouts, collections, reconciliation, and compliance under one roof.
Today, Paywize processes millions of transactions daily, serving startups, marketplaces, and regulated businesses across India. Our AI-driven smart routing engine ensures the highest success rates at the lowest cost, while our compliance-first approach keeps our partners ahead of regulatory requirements.
What Drives Us
MISSION, VISION & VALUES
Our Mission
To democratize financial infrastructure, making enterprise-grade payment capabilities accessible to every business in India.
Our Vision
A connected financial world where any business can move money as effortlessly as sending a message — instant, intelligent, and invisible.
Speed-First
We believe in sub-second everything — from API responses to decision-making.
Trust by Default
Security and compliance aren't afterthoughts — they're foundational to every line of code.
Partner Obsession
Our partners' success is our success. We build for their needs, not just our roadmap.
AI-Native Thinking
We apply intelligence to every layer — routing, risk, reconciliation, and beyond.
By The Numbers
POWERING INDIA'S PAYMENTS
0M+
Transactions Processed
0+
Banking Partners
0%
Uptime Guarantee
0+
Active Merchants
Our Journey
KEY MILESTONES
2023 Q1
Founded in Bengaluru
Paywize Technologies was incorporated with a vision to unify India's payment infrastructure.
2023 Q3
First Banking Partnership
Integrated with our first banking partner to offer payout APIs to early-stage startups.
2024 Q1
Collection Engine Launch
Expanded beyond payouts with a full collection engine supporting UPI, NEFT, IMPS, and more.
2024 Q2
Smart Routing 1.0
Launched AI-powered smart routing to optimize transaction success rates across banking rails.
2024 Q4
ISO 27001 Certified
Achieved ISO 27001 certification, reinforcing our commitment to information security.
2025 Q1
1000+ Merchants Milestone
Crossed 1,000 active merchants and 100M+ transactions processed on the platform.
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