REAL RESULTS FOR
REAL BUSINESSES

How Golden Oakk Infotech Went from Chasing Failed Payments to a 98% Success Rate with Paywize

Challenge: Good Enough Wasn't Good Enough As Golden Oakk scaled, the cracks in their payment infrastructure became harder to ignore. A 10–15% failure rate on transactions wasn't just an operational nuisance - it was real revenue walking out the door. Manual reconciliation ate up valuable hours each day that the finance team could have spent on other high-value clients. And the inability to iterate quickly on payment infrastructure made it difficult to stay competitive. The business needed infrastructure that could keep up with the scaling, without the months-long implementation timelines that had held them back before.

Solution: Smart Routing, Automated Reconciliation, Paywize is an AI-powered fintech infrastructure platform built for exactly this kind of challenge. Founded in 2023 and headquartered in Bengaluru, the company's platform is designed around three pillars: collections, payouts, and connected banking - giving businesses the tools to accept payments, disburse funds, and integrate banking infrastructure through a single, unified API. For Golden Oakk, Paywize enabled intelligent multi-bank routing and dynamic transaction processing and automatically directed transactions through the most reliable paths across UPI, cards, and net banking. Paired with automated reconciliation and real-time visibility into every transaction, the manual grunt work of daily financial operations effectively disappeared.

Result: Immediate and Measurable Within days of going live, the impact was clear: ● Payment success rates climbed to 95–98%, substantially reducing failed transactions and recovering lost revenue. ● Reconciliation effort dropped by nearly 70% — from two to three hours a day down to under one hour. ● The integration itself took just three days, compared to the 7–10 days Golden Oakk had experienced with previous providers. ● Collections efficiency and transaction consistency improved across the board. Today, 60–70% of Golden Oakk's transactions run through Paywize. The finance team, freed from manual reconciliation, now spends that time on cash flow forecasting and operational analysis.